Who can sign Florida insurance forms, and what carrier acceptance means
Signer rules for the Wind Mitigation form, insurer rules for Four Point and Roof Certification, and what acceptance does and doesn't mean.
Wind Mitigation (OIR-B1-1802)
Under section 627.711, Florida Statutes, insurers must accept a valid form signed by any of these:
- a home inspector licensed under s. 468.8314 who has completed the required hurricane mitigation training and proficiency exam
- a building code inspector certified under s. 468.607
- a general, building or residential contractor licensed under s. 489.111
- a professional engineer licensed under s. 471.015
- a professional architect licensed under s. 481.213
- any other person or entity the insurer recognizes as qualified
The person who signs must personally inspect the structure. Licensed engineers and contractors may authorize a qualified direct employee, not an independent contractor, to perform the inspection. The form's inspector section has a field for that employee's name.
Select your license type in the Inspector Information section of the writer, and make sure it matches your account profile.
Four Point and Roof Certification
Each insurer decides which professionals may complete these forms and what they require. Some allow trade-licensed professionals to sign only the portion for their trade. Check the receiving carrier's current requirements.
What acceptance means
For Wind Mitigation, Florida law requires admitted insurers to accept a valid, complete form from an authorized inspector, subject to their right to verify it. That doesn't mean every form is approved automatically, or that every feature earns a credit. Acceptance depends on a current form, a qualified signer, complete answers and supporting evidence.
InspectionPress doesn't verify credentials or certify reports. You're responsible for being qualified, inspecting personally where required, and certifying accurately.